82 Engines. 128 Tools.
Your Data Stays Local.

The foundation that powers your dashboard. Net worth, savings rate, debt ratios, financial health scoring, and probabilistic retirement modeling.

Federal, state, and territory tax analysis across all 50 states, DC, Puerto Rico, Guam, USVI, and American Samoa. Multi-year projections, deduction strategies, AMT exposure, Roth conversion timing, and tax-loss harvesting opportunities.

Social Security optimization, withdrawal sequencing, pension analysis, required minimum distributions, and retirement income gap modeling.

Estate tax exposure, trust strategies, charitable giving optimization, family limited partnerships, generation-skipping transfer planning, and beneficiary analysis.

Life, disability, long-term care, health, and property coverage analysis. Gap identification, policy comparison, and portfolio optimization across all policy types.

Payoff strategy comparison (avalanche vs. snowball), consolidation analysis, mortgage optimization, student loan planning, and interest cost modeling.

Entity structure analysis, succession planning, business valuation modeling, and tax strategy optimization for business owners.

Portfolio optimization, fee impact analysis, asset allocation modeling, and tax-efficient investment location strategies.

Goal-based planning, cash flow forecasting, emergency fund analysis, education savings projections, and comprehensive financial plan generation.

Income source analysis, risk assessment, and stress testing across multiple economic scenarios to identify vulnerabilities in your financial plan.

Identifies spending patterns, behavioral biases, and provides personalized nudges to help you stay on track with your financial goals.

Divorce financial analysis, elder care planning, special needs trusts, veteran benefits, executive compensation, international tax, and more.

Document processing, data validation, economic assumptions management, and adaptive complexity that adjusts depth to match your financial profile.

28 calculators automatically use your existing financial data - no re-entering numbers. Just open and explore.

100 additional calculators for specific scenarios - from backdoor Roth analysis to special needs trust planning.

Built-in financial assistant with 1,700+ Q&A pairs, optional local AI model, and optional external AI connection. Privacy-first: intelligence runs locally by default.

Explore how birth circumstances statistically influence economic mobility using Raj Chetty's research from Harvard's Opportunity Insights. Educational tool with data across 56 countries.

Analyze pension system solvency across 5 generations and 6 countries. Includes a personal Social Security ROI calculator with alternative investment comparison.

Every calculation runs locally. Your data never leaves your device. No API keys, no subscriptions, no tracking.

Competitors average 10-20 modules. We ship 82 engines covering tax, retirement, estate, insurance, debt, investment, and more.

Full probabilistic modeling with tax-aware withdrawals, Social Security optimization, and sequence-of-returns risk.

Upload and auto-extract data from tax returns, statements, policies, and estate documents with OCR.

Full interface translation - not just labels, but financial context, terminology, and cultural conventions.

Immersive WebGL dashboards including quantum, sanctuary, aurora, and living tree visualizations.

Patent-pending system that adjusts depth from beginner to expert level across all 82 engines based on your financial profile.

Connecting people, documents, and financial entities with confidence scoring across your entire financial picture.